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本文来源:http://www.kdpik.com.cn/a/www.jsacd.gov.cn/

江苏快三开奖直播 www.kdpik.com.cn,  Whydohousingpriceskeephoveringathighlevels,ifnotcontinuingtosoarinChinesecities  Overthepastcoupleofdecades,punditshavecomeupwithanumberofreasonsorjokestoexplainthephenomenon.Oneofthemostfamousones,the"mother-in-lawtheory",blamesitonthelovingladywhopressuresherwould-beson-in-lawintobuyingahousebeforemarryingherdaughter.Thereisalsothe"kept-womantheory",whichsaysmanyyoungmistressesnowdemandahouseintheirnamesfromtheirmen,fuelingpropertyprices.  Youmaylaughawaysuchideasasbeingfrivolousandunproven.However,onamoreseriousnote,theyshowthedesireandvigorofmanyChinesewomenwhostrivetoownaplacetheycancalltheirown.HomeownershipiswidelyacceptedasthecenterpieceofpersonalfinancialsecurityafterhousingassetsbecamethedominantcomponentofChinesehouseholdwealth.Morethanhalfofthewealthcreationinrecentyearsisduetotheappreciationofhomeprices.  SoIwassurprisedwhenIreadinarecentlypublishednationalstudythatalmost80percentofChinesehousingassetswereinhusbands'names,whilewivesaccountedfor13.6percent.Merely6.5percentwereinbothnames.  TheChinaFamilyPanelStudies2015byPekingUniversityfindsthatspouseswithahighersocioeconomicstatusaremorelikelytoownthehouse.Thereportacknowledgesalessfavorableeconomicpositionofwomenthatstandsinthewayoftheirhomeownershipanddefiestheirpopular,exaltedimageof"holdinguphalfthesky".  Whetherahouseisinaspouse'snamemattersbecauseit'sacomplexmatterifahusbandandwifewanttosplituptheassetinadivorce.  Traditionally,it'saChinesegroom'sdutytoprovideahomewhileabridebringsfurnishings,moneyandjewelry,butrarelyrealestate.However,inadivorce,awifemayenduphomelessasapropertypurchasedbeforeamarriagewillbelongsolelytothepersonwhoboughtit.Also,ahusbandwillhavefullownershipifthehousewaspurchasedbyhisparents.  WhenmywifeandImarriedeightyearsago,wewerebothlatebloomerswhohadboughtourownhomes.Whoownswhathasbecomeevenlessofanissueafterwehavehadafamilyandourpropertieshavebeenupgradedtomoreconvenientlocationsforthecareofourchildren.  However,theCFPSreport,whichfocusesontheoverallwell-beingoftheChinesepopulation,suggestsajostlingforownershipofhousingassetsduetotheirincreasingimportancetofamilywealthholdingsandadeclineinpeople'sconfidenceinmarriages.  Whilewivesaremotivatedtohavetheirnamesonthedeed,theireffortshaven'tbeensuccessfulsofar,judgingbythelowpercentageofjointownership.Evenwithawillinghusband,wivesmaybediscouragedfromdoingsobecauseaddinganametoapropertyacquiredbeforeamarriageisusuallyconsideredaresalewithheavytransactioncostsandtaxes.  Butallisnotlostinwomen'spursuitforafairshareofthefamilywealthandpeaceofmind.Thereportdoesfindfromitssurveyresultsthatthepercentageofwomenhomeownerswhowerebornafterthe1970srises"significantly"duetotheirhighersocialstatusandbettereducationandemploymentopportunities.  "Womenaregraduallyshakingofftheirsubordinateroleandarestartingtoshareownershipofhouseholdwealthwiththeirhusbands,"thereportsaid."Insomehouseholds,wiveshavemorepropertyownershipthantheirhusbands."  Thismightbewelcomenewstohousingdevelopers,too,astheycountonmorebridesorwivestobuyhomesinordertohelppropuppropertypricesinthefuture.“政策收紧,融资渠道变窄,房企融资成本上升是必然趋势。

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